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Overview of Nonguaranteed Elements (NGEs)
Overview of Nonguaranteed Elements (NGEs) Non-guaranteed elements are parameters of life insurance and ... are not fixed when the policy is issued but may be changed from time to time by the insurance company ...- Authors: David N Cook, Zohair Motiwalla, Karen Rudolph
- Date: Nov 2022
- Competency: External Forces & Industry Knowledge
- Topics: Annuities; Life Insurance
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Transition to a High Interest Rate Environment: Preparing for Uncertainty
Environment: Preparing for Uncertainty Initiated by the Financial Reporting Section, this paper explores ... Following this path, the paper will look at implications of interest rate changes for the life insurance industry ...- Authors: Max Rudolph, Karen Rudolph, 0680 - Milliman Inc, Rudolph Financial Consulting LLC, Randy Jorgensen, Creighton University
- Date: Jul 2015
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Topics: Annuities; Life Insurance
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Understanding VM-20 Results
published by the Society of Actuaries (SOA) and contains information from a variety of sources. It may ... may or may not reflect the experience of any individual company. The study is for informational purposes ...- Authors: Karen Rudolph, Seng Siang Goh, William Hines, Michael Y Nam, William Sayre, David Wang, Tung Tran
- Date: Aug 2017
- Competency: External Forces & Industry Knowledge
- Topics: Life Insurance
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Principle-Based Reserves Update
Principle-Based Reserves Update Update on the Standard Valuation Law amendments and the proposed Valuation ... Reserves Update Update on the Standard Valuation Law amendments and the proposed Valuation Manual.- Authors: Karen Rudolph
- Date: Sep 2008
- Competency: External Forces & Industry Knowledge
- Publication Name: The Financial Reporter
- Topics: Financial Reporting & Accounting>Statutory accounting
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Accelerated Underwriting Practices Survey
Underwriting Practices Survey The Reinsurance Section, Product Development Section and the Committee on Life Insurance ... to present results from a company practice survey of individual life insurance accelerated underwriting ...- Authors: Allen Klein, Karen Rudolph
- Date: Dec 2019
- Competency: External Forces & Industry Knowledge
- Topics: Life Insurance; Life Insurance>Accelerated underwriting
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A New Platform for Universal Life
A New Platform for Universal Life This article addresses the expected impact that the 2001 CSO ... Universal Life This article addresses the expected impact that the 2001 CSO table will have on pricing ...- Authors: Karen Rudolph
- Date: Jun 2002
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Small Talk
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Universal life
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Accelerated Underwriting Regulator Survey
Accelerated Underwriting Regulator Survey The SOA Research Institute engaged Milliman to perform a study ... twelve different state insurance departments. At the time of this report, three responses to our regulatory ...- Authors: Allen Klein, Karen Rudolph
- Date: Sep 2022
- Competency: External Forces & Industry Knowledge
- Topics: Life Insurance; Life Insurance>Underwriting - Life Insurance
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Impact of VM-20 on Life Insurance Product Development—Phase 2
Impact of VM-20 on Life Insurance Product Development—Phase 2 Key excerpts from research recently performed ... performed by Milliman consultants for the SOA on the impact of VM-20 on life insurance product development ...- Authors: Paul Fedchak, Jacqueline M Keating, Karen Rudolph, Uri Sobel, Andrew Steenman
- Date: Nov 2017
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Reserves - Life Insurance; Life Insurance>Term life; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
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Session 33 - Accelerated Underwriting Research
Results of a company practice survey is presented. Among the areas to be addressed include the structure ... structure of accelerated underwriting programs, how programs are monitored, how accelerated underwritten business ...- Authors: Allen Klein, Karen Rudolph, Ronora Stryker
- Date: Aug 2019
- Competency: External Forces & Industry Knowledge
- Topics: Life Insurance>Reserves - Life Insurance; Life Insurance>Underwriting - Life Insurance
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Regulatory Update
This material was prepared Dec. 12, 2015. At time of publi-cation, actions noted in this article may have ... encouraged to periodically check the NAIC.org website or refer to the Smaller Insurance Company Section ...- Authors: Karen Rudolph
- Date: Mar 2016
- Competency: External Forces & Industry Knowledge
- Publication Name: Small Talk
- Topics: Financial Reporting & Accounting>Statutory accounting